Reported speech has several constructions and they are all useful. They are a staple of storytelling and are worth learning.
"I had to renew the sticker on my license plate a couple of years ago and really didn't feel like sitting in the waiting room by myself forever, so I told my mom I'd take her out to dinner after if she came with me. The guy working at the counter turned out to be my mom's long-lost biological brother. If she hadn't come with me, I would have never known."
"It was 1994, and I was working in a warehouse with my brother's best friend. He told me about a concert that night that he and his girlfriend were going to and asked if I wanted to go. My brother was supposed to go, but he'd backed out the night before. They had four tickets: one each for him and his girlfriend, one for my brother, and one for a girl his girlfriend worked with. "That girl and I have been together for 26 years now."
I was on a backpacking trip around Europe. At a hostel in Belfast this Australian guy who was in the same dorm as me asked if anyone wanted to join him for a drink. Me and a New Zealander tagged along. We had an absolutely epic night in what was then still a city under martial law. Next day we all went in different directions but I kept in contact with the Australian.
At some stage, months later, he mentions that I should come and visit him in Australia. About six months later I did. I had a fantastic time, travelled around Australia and liked it so much that I applied for a residency permit.
Thirty years later I’m still here. It’s been absolutely great, but none of that would have happened if I didn’t say yes to a few beers all the way back in the 80’s.
A friend asked if I’d drive with her to pick up her friend at LAX airport. This was so she could drive in the carpool lane. I said yes. I asked her friend to marry me 6 months later. We have two kids and have been married for 10 years now!
There was an incident where a good friend of mine got kicked out of where we were living. The owner called me and told me the whole thing and said I was welcome to stay because I had not created any of the problems. My friend came to tell me about it and told me “we have to move out”. I told her I had been told something different and she snapped at me that I couldn’t stay there if she wasn’t there. I was too much of a coward to stand up to her and deal with the consequences of losing that friendship. So I left that house and struggled for years. School would have been easier, I could have saved, gotten a car. That was such a defining moment and I’m so sorry I chose wrong. I was 18.